Canadian Debt Consolidation
Consolidate your debts like a pro. Canadian debt consolidation has never been easier.

How debt consolidation works!

A debt consolidation plan (also referred to as a debt management plan) is a simple monthly repayment schedule designed to fit your budget. Credit counsellors work with individuals to establish these monthly repayment terms with your creditors but they can be costly. Why pay that extra cost? With our online guide you can negotiate monthly repayment terms with the collectors harassing you. Simply read the online guide, follow the steps outlined in it, and breathe easy again. It’s that simple.

Debt collectors are bound and regulated to the debt collection act and must abide by the laws within it. We can help you use these laws to get the upper hand. Credit counsellors have been negotiating with these laws and regulations for years and now its your turn.

The Debt Collection act!

The debt collection act has laws and regulations that are tailored to help you, as a consumer, eliminate your debt within your means. Our online guide was tailored by financial counsellor Greg Martin of Phoenix Credit and Debt Counsellors. It is specifically designed around the debt collection act and will allow you to eliminate collectors from your life, for good.

Most Canadians don’t understand what the debt collection act states and can often misinterpret the meaning of the act. Don’t let that happen to you. Put our years of experience and knowledge to work for you and stop those nasty collection calls. It’s private, confidential, and guaranteed. You will learn to negotiate your debt or your money back.

How Collectors Work!

Collection officials use the debt collection act and court proceedings to scare people into paying more than what they can realistically can pay. There are several reasons for this but mostly because they get paid a commission on the debts they collect on.

The more they collect, the more money they make. They make as many calls and pressure as many people as they can to make their living. They are often rude, belligerent, and downright nasty. This, however, is actually against the law. Collectors are not allowed to be rude or belligerent towards individuals but they do so to scare you into paying. With our online guide you will have the upper hand.

How do I get the online guide?

You can contact us by email or you can read the guide online by clicking here. Either way you will be completely satisfied with the results. Learn to negotiate like the pros. Get your guide today and eliminate those nasty collection calls. 

To read more about Greg Martin, visit www.gregbmartin.ca, or to have a professional counsellor help you visit www.phoenixcredit.ca